Calculator / Disclosures

Disclosures

LoanFitCalc is a free educational tool. Please read how to use its estimates.

Not a loan or an offer

Nothing on this site is a loan, a loan approval, a commitment to lend, a pre-qualification, a rate lock, or an offer to make a loan. The calculator returns estimates for education and comparison only.

Estimates and assumptions

Payments, mortgage insurance (PMI and FHA MIP), VA funding fees, USDA guarantee fees, conforming loan limits, closing costs, taxes, and insurance are based on typical published figures and simple assumptions. They change over time and will differ from your actual loan. Program eligibility rules, including USDA income and location limits and VA military eligibility, are summarized and simplified.

No advice

This site does not provide financial, legal, tax, or investment advice and does not recommend a specific loan product for you. Decisions about a mortgage should be made with a licensed mortgage loan originator who reviews your full situation.

Independent site

LoanFitCalc is an independent educational website and is not a lender. The mortgage professional featured on this site is a licensed loan officer, and contacting them is optional.

⌂ Equal Housing Opportunity

Important disclosures. LoanFitCalc is a free educational tool that provides estimates only. It is not a loan, a loan approval, a commitment to lend, a rate lock, or an offer to make a loan, and it does not provide financial, legal, or tax advice or recommend a specific loan for you. Mortgage insurance rates, funding and guarantee fees, loan limits, taxes, and insurance figures are typical published values used for estimation and are subject to change. Program eligibility rules are summarized and simplified. Actual terms depend on your full application, credit, property, and lender underwriting. Consult a licensed mortgage loan originator before making any decision. LoanFitCalc is an independent educational website and is not a lender. ⌂ Equal Housing Opportunity