Calculator / For Buyers

Guides by Buyer Type

Whatever your situation, there is a path. Pick your buyer type for the loan programs, steps, and guides that fit, then run your numbers.

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First-Time Home Buyers

Programs, down payment, credit

Real Estate Investors

DSCR, house hacking, rentals

Refinance

Lower rate, cash out, streamline

Self-Employed Buyers

How to document income

Buying After Bankruptcy

Waiting periods, rebuilding

Second & Vacation Homes

Financing a getaway

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Important disclosures. LoanFitCalc is a free educational tool that provides estimates only. It is not a loan, a loan approval, a commitment to lend, a rate lock, or an offer to make a loan, and it does not provide financial, legal, or tax advice or recommend a specific loan for you. Mortgage insurance rates, funding and guarantee fees, loan limits, taxes, and insurance figures are typical published values used for estimation and are subject to change. Program eligibility rules are summarized and simplified. Actual terms depend on your full application, credit, property, and lender underwriting. Consult a licensed mortgage loan originator before making any decision. LoanFitCalc is an independent educational website and is not a lender. ⌂ Equal Housing Opportunity