Calculators / Loan Comparison

Loan Comparison Calculator

Compare two mortgage offers side by side, including points and fees, to see the true lower-cost option. Educational estimate only.

Loan A

Loan B

Lower total cost over the term
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Loan A payment / total cost—
Loan B payment / total cost—

Total cost is payments over the term plus upfront points and fees. How to compare lenders.

Important disclosures. LoanFitCalc is a free educational tool that provides estimates only. It is not a loan, a loan approval, a commitment to lend, a rate lock, or an offer to make a loan, and it does not provide financial, legal, or tax advice or recommend a specific loan for you. Mortgage insurance rates, funding and guarantee fees, loan limits, taxes, and insurance figures are typical published values used for estimation and are subject to change. Program eligibility rules are summarized and simplified. Actual terms depend on your full application, credit, property, and lender underwriting. Consult a licensed mortgage loan originator before making any decision. LoanFitCalc is an independent educational website and is not a lender. ⌂ Equal Housing Opportunity