Calculator / Calculators

Mortgage Calculators

Free tools for every part of a home loan: affordability, refinancing, early payoff, loan comparison, DTI, and closing costs. All estimates, all editable.

Mortgage Payment Calculator

Full PITI + loan matcher

Affordability

How much house you can afford

Refinance Break-Even

New payment and payback

Extra Payment / Payoff

Pay off early, save interest

Loan Comparison

Two offers side by side

Debt-to-Income (DTI)

The ratio lenders use

Closing Cost Estimator

Cash to close

Important disclosures. LoanFitCalc is a free educational tool that provides estimates only. It is not a loan, a loan approval, a commitment to lend, a rate lock, or an offer to make a loan, and it does not provide financial, legal, or tax advice or recommend a specific loan for you. Mortgage insurance rates, funding and guarantee fees, loan limits, taxes, and insurance figures are typical published values used for estimation and are subject to change. Program eligibility rules are summarized and simplified. Actual terms depend on your full application, credit, property, and lender underwriting. Consult a licensed mortgage loan originator before making any decision. LoanFitCalc is an independent educational website and is not a lender. ⌂ Equal Housing Opportunity